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Auto insurance

Ride-hailing accidents: Responsibility, liability and protection

Ride-hailing accidents: Responsibility, liability and protection

Discover how insurance works for Uber or Lyft accident claims.
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Accountability in an Uber or Lyft accident

Determining responsibility in an accident depends on who is at fault, and which parties have policies in place to cover such situations. If the accident is caused by a third party and not your ride-hailing driver, any bodily injury liability will be assigned to the third party’s insurance policy.

If the Uber driver is at fault, Uber maintains a $1,000,000 liability coverage on behalf of each driver which should cover any of your expenses up to the limit.

Discover more about Uber’s Driver-Partner Insurance insurance.

Uninsured and underinsured motorist coverage (UI/UM)

If the driver that hit your rideshare vehicle has insurance coverage but your injuries are beyond their policy limits, you may be covered by an uninsured and underinsured motorist (UI/UIM) bodily injury policy maintained by the rideshare company. These policies are intended to help cover your remaining medical bills or any other expenses related to your injury (up to a certain predefined amount).

Additionally, if you maintain UI/UM coverage on your primary auto insurance policy, that can cover any fees not covered by the previous policies.

Let’s make sure you’re protected. Upload your policy for a free check of your UI/UM coverage.

Do you have the protection you need?

Life is full of risks. To your family. Your assets. Your future. The problem is traditional solutions that propose traditional answers, one policy at a time.

Vero’s fast and free Protection Plan is an unbiased analysis of all your risks. We’ll recommend what insurance to buy — and which policies you can safely cancel to save money.

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©2020 Vero Intelligence, Inc. All rights reserved

©2020 Vero Intelligence, Inc.
370 Convention Way
Redwood City, CA 94063

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Auto insurance

Rental scooters and your responsibility

Rental scooters and your responsibility

Understand the right insurance coverage for renting scooters.

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Rental scooters and protection


If you are involved in an accident while driving a rental scooter (Bird, Lime, Spin etc.), your personal car insurance policy will not extend coverage to you for your own medical bills or property damage to the scooter. 

Please review the scooter company’s terms of use because most riders are responsible for injuries and damage to the scooter itself. Your primary health insurance (or if you maintain an accident insurance policy) can cover you for most of your medical bills. 

Our protection advisors can provide a complementary assessment  to determine if you need accident insurance. In most cases it is not necessary.

Do you have the protection you need?

Life is full of risks. To your family. Your assets. Your future. The problem is traditional solutions that propose traditional answers, one policy at a time.

Vero’s fast and free Protection Plan is an unbiased analysis of all your risks. We’ll recommend what insurance to buy — and which policies you can safely cancel to save money.

Continue reading

©2020 Vero Intelligence, Inc. All rights reserved

©2020 Vero Intelligence, Inc.
370 Convention Way
Redwood City, CA 94063

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Auto insurance

Rental car insurance: Is it necessary?

Rental car insurance: Is it necessary?

Discover how coverage from your own auto policy extends to rental vehicles.
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Personal auto insurance coverage and rental cars

Coverage from your personal auto insurance policy typically extends to the use of rental vehicles within the United States though it is important to verify the details surrounding the coverage and extension to rental cars.

Outside of the U.S., many countries include liability coverage in the price of your rental car—at no additional cost. Your auto insurance will also typically extend when you visit Canada.

Rental coverage extension

Coverage extensions work if the rental period is 30 consecutive days or fewer and the vehicle is used for personal use/as a private passenger car or a utility trailer weighing less than 12,000 pounds. Coverage will also only extend to the rental being operated by the listed drivers in the insurance policy/account. In the event of a loss, the person driving/on the policy is responsible for the deductibles, if applicable, and will always be subject to a claims investigation. 

Let’s make sure you’re protected with the right amount of coverage for your car.

Do you have the protection you need?

Life is full of risks. To your family. Your assets. Your future. The problem is traditional solutions that propose traditional answers, one policy at a time.

Vero’s fast and free Protection Plan is an unbiased analysis of all your risks. We’ll recommend what insurance to buy — and which policies you can safely cancel to save money.

Continue reading

©2020 Vero Intelligence, Inc.
370 Convention Way
Redwood City, CA 94063

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Auto insurance

Rental bike risks and the proper coverage​

Rental bike risks and the proper coverage

Protect yourself with the right insurance for rental bike injuries and damages.
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If you are involved in an accident while riding a rental bike, your personal car insurance policy will not extend coverage to you for your own medical bills or property damage to the rental bike. Please review the rental bike company’s terms of use as most riders are responsible for injuries and damage to the bike itself. Your primary health insurance (or if you maintain an accident insurance policy) can cover you for most of your medical bills.

Our protection advisors can provide a complementary assessment  to determine if you need accident insurance. In most cases it is not necessary.

Do you have the protection you need?

Life is full of risks. To your family. Your assets. Your future. The problem is traditional solutions that propose traditional answers, one policy at a time.

Vero’s fast and free Protection Plan is an unbiased analysis of all your risks. We’ll recommend what insurance to buy — and which policies you can safely cancel to save money.

Continue reading

©2020 Vero Intelligence, Inc.
370 Convention Way
Redwood City, CA 94063

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Auto insurance

Auto Insurance Policy: What is OEM Coverage?

What is OEM Coverage?

Maintaining the car you love with its original parts.
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OEM coverage and auto insurance: Added protection

OEM (Original Equipment Manufacturer) coverage is an additional auto insurance endorsement providing original manufacturer parts used in any repairs.  Ensuring that aftermarket replacement parts won’t be used to repair your vehicle, this coverage is only available on vehicles 10 years old or less.

While OEM coverage is an additional level of coverage; you must have comprehensive and collision coverage to add this option. If you don’t select OEM coverage,, the body shop may use what’s called an aftermarket part when repairing your vehicle. Aftermarket parts are basically parts that are not sourced from the car’s maker.

By uploading your auto policy, you can get a free assessment from our protection advisors on whether you might have OEM coverage in place.

Do you have the protection you need?

Life is full of risks. To your family. Your assets. Your future. The problem is traditional solutions that propose traditional answers, one policy at a time.

Vero’s fast and free Protection Plan is an unbiased analysis of all your risks. We’ll recommend what insurance to buy — and which policies you can safely cancel to save money.

Continue reading

©2020 Vero Intelligence, Inc.
370 Convention Way
Redwood City, CA 94063

Follow us